1. Introduction

Welcome to ZERA Cards. By accessing or using our website, products, services, or digital content, you agree to these Terms and Conditions. These terms form a binding agreement between you and Epimap247 Inc., the parent company of ZERA Cards.

2. Company Information

ZERA Cards is operated by Epimap247 Inc., a United States–based corporation offering African-Inspired Emotional Intelligence card games, digital tools, coaching resources, and related educational services.

3. Use of Our Website and Products

When you use zeracards.com, you agree to use it responsibly and for lawful purposes. You agree not to:

• Misuse the site or attempt to access restricted areas
• Copy, resell, or reproduce any content without written permission
• Interfere with the performance or security of the website
• Use our products or materials in ways that violate copyright or intellectual-property laws

4. Account Registration

Some services may require creating an account. You agree to:

• Provide accurate and complete information
• Keep your login credentials secure
• Notify us immediately if you suspect unauthorized access

We reserve the right to refuse or terminate accounts that violate our policies.

5. Payments and Billing

All purchases made through zeracards.com are processed through secure, trusted payment partners. By completing a purchase, you agree that:

• You are authorized to use the payment method provided
• All payments are final unless otherwise stated
• Prices may change at any time

For institutions using invoicing, payments are due according to the agreed schedule.

6. Shipping, Delivery, and Returns

We aim to process and ship orders in a timely manner. Delivery times may vary. You may request a return or replacement if:

• Your order arrives damaged
• You received the wrong items
• There is a manufacturer’s defect

Digital products, downloads, and subscription items are non-refundable.

7. Intellectual Property Rights

All content on zeracards.com—including card designs, curriculum materials, images, videos, text, digital downloads, and branding elements—is owned by Epimap247 Inc. You may not reproduce, redistribute, or use materials for commercial purposes without permission.

8. Coaching, Workshops, and Educational Services

By participating in our programs, you acknowledge that:

• These services are educational and not clinical therapy
• Outcomes vary based on individual participation
• We are not liable for decisions made based on the insights or tools provided

9. Data Privacy and Protection

We collect limited personal information needed to process orders or improve user experience. We do not sell personal data. We follow industry-standard security procedures but cannot guarantee absolute protection.

10. Compliance with Banking and Financial Requirements

You agree that:

• All business information provided is accurate
• ZERA Cards operates as a legitimate educational and retail enterprise
• Transactions represent lawful purchases

We may suspend transactions suspected of fraud.

 

11. Limitation of Liability

We are not liable for:

• Shipping or delivery delays
• Misuse of products
• Third-party service interruptions
• Technical issues beyond our control

12. Changes to Terms

We may update these Terms. Continued use of our website or products means you accept the updated terms.

13. 13. Contact Information

Email: info@zeracards.com

Website: zeracards.com

Parent Company: Epimap247 Inc.